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Under ESI Scheme, the comprehensive and need based package of
Social Security Benefits in Cash and kind include the following:
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Medical Benefits |
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The Scheme provides full range of medical care to Insured person and family, through a network of ESI Dispensaries & Panel clinics, diagnostic
centres and ESI Hospitals etc. Super speciality facilities are provided to the beneficiaries
through recognised advanced medical institutions empanelled for the purpose on referral
basis. The Corporation has set up a revolving fund in most of the States to ensure
smooth flow of funds for super-speciality treatment of ESI beneficiaries.
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Sickness Benefits |
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Sickness Benefit represents periodical
cash payments made to an IP during the period of certified sickness occurring in
a benefit period when IP requires medical treatment and attendance with abstention
from work on medical grounds.
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Maternity Benefits |
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Maternity benefit consists of periodical
cash payments in case of confinement or miscarriage or sickness arising out of pregnancy,
confinement, premature birth of child or miscarriage, to an insured woman as certified
by a duly appointed medical officer or mid wife.
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Disablement Benefits |
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Disablement benefit is admissible for disablement caused
by employment injury. At the first instance, temporary disablement benefit is payable
as long as the temporary disability lasts. If the employment injury results in partial
or total/permanent disability, permanent disablement benefit is payable till the
death of the insured person.
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Dependant Benefits |
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Dependants benefit is paid as family pension to the dependants of a deceased
insured person in the event of death due to employment injury or occupational
disease and is equivalent to about 70% of the wages.
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Funeral Expenses |
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Funeral expenses are in the nature of a lumpsum payment upto a maximum
of Rs. 5000/- made to defray the expendi |